The mortgage can be granted in Foreign Currency (e.g. USD, GBP, and CHF Etc) or in Euros.
The maximum repayment term is up to 40 years, subject to the term not exceeding the applicants 70th birthday. In the event of joint applicants, the banks will take the age of the younger applicant into account.
The maximum amount borrowed can be up to 70% of the value of the purchased property. In exceptional cases and especially for first time buyers the amount can be up to 80% of the value of the purchased property (depending on the credit rating of the customer).
The mortgage is repaid by monthly or quarterly installments.
Documents/Information required by the banks:
Customer's profile (Personal details, occupation-duration of your employment contract if any with your current employers).
Passport copies (the page with the photograph & personal information).
Statement of existing debt (if any).
A reference Letter from the Bank you maintain an a/c with.
Completion of the Declaration of Personal Income form.
Evidence of income either pay slip or confirmation of remuneration from your employer, or P60 or business accounts.
Purchase agreement.
Copies of bank statements for the last three months.
Copies of payments already made by the applicant for the property.
To open and activate an account with the bank.
For more information on mortgages and any other financial issues please contact us at:
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